How it works
Six simple steps to financial clarity. But first, understand what makes heyFinance different.
Every transaction is a thread in your story
Your spending reveals what you care about. Your saving shows where you're headed. In heyFinance, transactions aren't isolated events—they're the foundation everything builds on. Connected to accounts. Linked to goals. Tied to budgets and debts. Together, they weave the complete picture of your financial life.
Add your accounts and goals
Start by adding your accounts — savings, investments, or cash — and set goals that matter to you, like building an emergency fund or saving for travel.
Create budgets that fit your life
Set up your monthly budget or create separate budgets for events like vacations or home renovations. Link transaction categories to broader budget categories (e.g., "Housing" = rent + utilities + internet). See planned vs actual at a glance.
Add transactions your way
Import transactions via CSV or add them manually. Set smart rules for automatic categorization, or search and bulk-edit multiple transactions at once — like updating all "Lidl" purchases to Groceries in seconds.
No bank connection available yet — automatic sync coming soon in the Intelligence plan.
Watch how CSV import works
Track debts and receivables
'Record what you owe and what you're owed. Get reminders for due dates and see how they impact your net worth.'
Get your monthly AI insights
Each month, AI analyzes your spending patterns, highlights what changed, and gives you personalized recommendations to keep your goals on track.
Collaborate with up to 5 people
Invite your partner, family, or flatmates to manage finances together. Everyone gets full access with complete transparency and accountability.
Ready to take control of your finances?
Start your 30-day free trial. Track your spending, set your goals, and get personalized AI insights—no credit card required.
Launch offer: €6.99/month or €49.99/year until Dec 31, 2025. After that: €9.99/month or €69.99/year (plus tax where applicable). Cancel anytime.